Religious institutions across America have been severely affected by a national decline in contributions, but are nevertheless assisting families in need every single day. Helping people to get back on stable footing for the long run is equally important to meeting their immediate needs for food, housing and financial support. Ramsey’s courses bring to mind the well-known adage: “If you give a man a fish, you feed him for a day. If you teach a man to fish, you feed him for a lifetime.”
During the past decade of prosperity, many Americans became accustomed to spending money freely and living beyond their means. The deep recession has forced us to reverse this trend and to curtail spending. I am optimistic that the worst of this crisis is now behind us, and believe that we will all see prosperity soon enough.
However, I truly hope that the lessons learned during these difficult times will nevertheless stay with us so that we will be more fiscally responsible — both by saving more and by allocating a fair portion to charitable causes.